I'm sure you'll all be pleased to know that even during these times of the credit crunch there is still one industry enjoying a growth period, unfortunately, it's Identity Theft ... the easiest way for fraudsters to blight your life and stress you still further!
So how do you combat the risks of having your identity stolen? This is not just people copying your clothes and hairstyle, they want a quick and easy way to profit from your financial and business data, your NHS number, your Passport details, your bank account and savings information, even your pension plan.
Are you aware for example how easily somebody could obtain a copy of your birth certificate or even a copy of you bank account details? Unfortunately the answer is far too easy.
Basic precautions are easy to put in place and on the most part they should be simple common sense. If you are like most households you probably receive far too much junk mail and possibly put it straight into the bin with out prior thought, even pre-completed credit card applications!
The risk of identity theft is not restricted to the realms of paper documents though, tour internet habits can also leave you exposed. Personally I find it amazing that we can be expected to remember so many different password and user combinations without writing them down. I find this hard but many people will use the same one. It may be only one password for you to remember, likewise there's only one for the identity thieves to find, isn't there?
Un-shredded paperwork and internet activity is not the only way an unscrupulous operator will get hold of your information though. With so much information being held on computer hard drives, pen drives and mobile phones sometimes these are areas of easy pickings for the Identity thief or even random opportunist.
You need to take sensible precaution when disposing of old or unused computers and laptops (or hard drives). Selling them on one of the many auction sites may earn yourself a little extra pocket money, but are you aware that even if you have formatted the drive you have just given away all your personal data. Hard drive recovery experts are only limited to professional companies, the criminal element have access to this capability as well.
Did you know you can have a hard drive which you no longer require either shredded or securely wiped so that your details are no longer recoverable?? The drive can be physically shredded into little pieces even the top data recovery companies or jigsaw enthusiasts could not reassemble your data then, like wise the drive can be secure wiped and just the motor and heads used for parts by hard drive recycling companies.
So how do you combat the risks of having your identity stolen? This is not just people copying your clothes and hairstyle, they want a quick and easy way to profit from your financial and business data, your NHS number, your Passport details, your bank account and savings information, even your pension plan.
Are you aware for example how easily somebody could obtain a copy of your birth certificate or even a copy of you bank account details? Unfortunately the answer is far too easy.
Basic precautions are easy to put in place and on the most part they should be simple common sense. If you are like most households you probably receive far too much junk mail and possibly put it straight into the bin with out prior thought, even pre-completed credit card applications!
The risk of identity theft is not restricted to the realms of paper documents though, tour internet habits can also leave you exposed. Personally I find it amazing that we can be expected to remember so many different password and user combinations without writing them down. I find this hard but many people will use the same one. It may be only one password for you to remember, likewise there's only one for the identity thieves to find, isn't there?
Un-shredded paperwork and internet activity is not the only way an unscrupulous operator will get hold of your information though. With so much information being held on computer hard drives, pen drives and mobile phones sometimes these are areas of easy pickings for the Identity thief or even random opportunist.
You need to take sensible precaution when disposing of old or unused computers and laptops (or hard drives). Selling them on one of the many auction sites may earn yourself a little extra pocket money, but are you aware that even if you have formatted the drive you have just given away all your personal data. Hard drive recovery experts are only limited to professional companies, the criminal element have access to this capability as well.
Did you know you can have a hard drive which you no longer require either shredded or securely wiped so that your details are no longer recoverable?? The drive can be physically shredded into little pieces even the top data recovery companies or jigsaw enthusiasts could not reassemble your data then, like wise the drive can be secure wiped and just the motor and heads used for parts by hard drive recycling companies.
About the Author:
About the author: Mike White is a technology journalist specialising in business computing, Data Recovery, Raid Recovery computer hardware and design and technology trends.
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